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Join me for a daily cup of coffee. I try to write every morning about life's joys, annoyances, software, business, AI, and pizza. I don't always succeed. So it goes.
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Annualized expenses.
Car dealers try to sell you a car for “just $225/month.” The company Lemonade sells you renter’s insurance for “only $0.25 a day.” But when you’re offered a job, they tell you your annual salary.
Instead, expenses should be annualized and income should be accounted for per diem.
Your morning latte is $1,642.50 a year.
Your post-workout-smoothie is $1,404 a year.
Taking that 15-minute YouTube break is 91 hours a year, or two full working weeks.
You earn $400 a day.